Social Security SGA 2026

Written By North Country Center for Independence

To be eligible for disability benefits, a person must be unable to engage in substantial gainful activity (SGA). A person who is earning more than a certain monthly amount (net of impairment-related work expenses) is ordinarily considered to be engaging in SGA. The amount of monthly earnings considered as SGA depends on the nature of a person's disability. The Social Security Act specifies a higher SGA amount for statutorily blind individuals; Federal regulations specify a lower SGA amount for non-blind individuals. Both SGA amounts generally change with changes in the national average wage index.

Amounts for 2026
The monthly SGA amount for statutorily blind individuals for 2026 is $2830. For non-blind individuals, the monthly SGA amount for 2026 is $1690. SGA for the blind does not apply to Supplemental Security Income (SSI) benefits, while SGA for the non-blind disabled applies to Social Security and SSI benefits. See historical series of SGA amounts below.

Trial work period
After a person becomes eligible for Social Security disability benefits, the person may attempt to return to the work force. As an incentive, we provide a trial work period in which a beneficiary may have earnings and still collect benefits. The trial work period does not apply to SSI benefits. The monthly amount of earnings that trigger a trial work period are lower than the monthly SGA amounts shown below.

For more information, click here: Substantial Gainful Activity

North Country Center for Independence

At North Country Center for Independence, we understand that the path to independence can be a complex and challenging journey. That's why we're dedicated to empowering individuals with disabilities to live their lives to the fullest.

Our team of experienced professionals is committed to providing personalized support and resources to help our clients overcome barriers and achieve their goals. Whether it's navigating the healthcare system, securing employment, or accessing community resources, we're here to guide you every step of the way.

Through our comprehensive services and programs, we strive to foster a sense of empowerment and self-determination in each of our clients. By working closely with you, we can develop a tailored plan that addresses your unique needs and preferences, ensuring that you have the tools and support you need to live independently and with confidence.

At North Country Center for Independence, we believe that everyone deserves the opportunity to live a fulfilling and independent life. Join us on this journey and let us help you rewrite your story.

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